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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,867 | $107,368-25.6% | $92,915-14.0% | $152,909-47.8% |
| Participation rate | 75.0% | 79.8%-4.8pp | 76.0%-1.0pp | 82.5%-7.5pp |
| Annual return | 8.61% | 145.64%-137.0pp | 109.45%-100.8pp | 345.46%-336.9pp |
| Employer contribution / active EE | $3,024 | $4,222-28.4% | $3,653-17.2% | $4,764-36.5% |
| Participant deferral / active EE | $5,561 | $4,848+14.7% | $4,238+31.2% | $5,851-5.0% |
| Admin fee / account holder | $2,924 | $7,082-58.7% | $5,796-49.5% | $11,601-74.8% |