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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,919 | $115,796-15.4% | $101,264-3.3% | $158,950-38.4% |
| Participation rate | 62.5% | 79.4%-16.9pp | 75.8%-13.3pp | 82.0%-19.5pp |
| Annual return | 14.63% | 56.15%-41.5pp | 46.48%-31.8pp | 302.91%-288.3pp |
| Employer contribution / active EE | $2,124 | $4,175-49.1% | $3,660-42.0% | $4,762-55.4% |
| Participant deferral / active EE | $3,943 | $4,958-20.5% | $4,370-9.8% | $5,983-34.1% |
| Admin fee / account holder | $2,021 | $7,247-72.1% | $5,947-66.0% | $11,248-82.0% |