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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,394 | $110,248+244.1% | $95,728+296.3% | $139,456+172.1% |
| Participation rate | 55.6% | 75.7%-20.2pp | 72.3%-16.7pp | 80.3%-24.8pp |
| Annual return | 11.54% | 27.16%-15.6pp | 28.40%-16.9pp | 373.45%-361.9pp |
| Employer contribution / active EE | $1,477 | $3,258-54.7% | $2,835-47.9% | $4,753-68.9% |
| Participant deferral / active EE | $4,486 | $4,675-4.1% | $4,245+5.7% | $6,711-33.2% |
| Admin fee / account holder | $178 | $6,607-97.3% | $5,673-96.9% | $11,407-98.4% |