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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,511 | $121,677+84.5% | $104,625+114.6% | $158,966+41.2% |
| Participation rate | 72.7% | 77.5%-4.8pp | 74.1%-1.3pp | 82.0%-9.2pp |
| Annual return | -6.80% | 465.58%-472.4pp | 340.60%-347.4pp | 302.95%-309.8pp |
| Employer contribution / active EE | $2,449 | $3,165-22.6% | $2,681-8.7% | $4,762-48.6% |
| Participant deferral / active EE | $8,128 | $4,175+94.7% | $3,738+117.5% | $5,983+35.9% |
| Admin fee / account holder | $13,204 | $7,777+69.8% | $6,465+104.2% | $11,250+17.4% |