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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,993 | $117,433+103.5% | $99,475+140.3% | $152,897+56.3% |
| Participation rate | 84.6% | 77.5%+7.1pp | 73.8%+10.8pp | 82.5%+2.2pp |
| Annual return | 4.76% | 31.87%-27.1pp | 30.72%-26.0pp | 345.43%-340.7pp |
| Employer contribution / active EE | $2,541 | $3,013-15.7% | $2,540+0.1% | $4,764-46.6% |
| Participant deferral / active EE | $7,485 | $4,086+83.2% | $3,619+106.8% | $5,851+27.9% |
| Admin fee / account holder | $7,150 | $7,634-6.3% | $6,252+14.4% | $11,599-38.4% |