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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,774 | $48,274+177.1% | $63,244+111.5% | $59,633+124.3% |
| Participation rate | 52.2% | 66.3%-14.1pp | 71.0%-18.9pp | 68.7%-16.5pp |
| Annual return | -0.08% | -240.79%+240.7pp | -70.31%+70.2pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $734 | $1,586-53.7% | $2,322-68.4% | $2,203-66.7% |
| Participant deferral / active EE | $4,721 | $2,343+101.5% | $2,953+59.9% | $3,192+47.9% |
| Admin fee / account holder | $9,524 | $3,600+164.6% | $5,893+61.6% | $4,297+121.6% |