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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,201 | $53,546+148.8% | $69,890+90.6% | $68,490+94.5% |
| Participation rate | 69.4% | 64.5%+4.9pp | 70.5%-1.1pp | 67.9%+1.5pp |
| Annual return | -11.98% | -13.87%+1.9pp | 190.84%-202.8pp | -7.85%-4.1pp |
| Employer contribution / active EE | $1,127 | $2,019-44.2% | $2,560-56.0% | $2,597-56.6% |
| Participant deferral / active EE | $6,277 | $2,957+112.3% | $3,848+63.1% | $4,028+55.8% |
| Admin fee / account holder | $30,847 | $4,693+557.3% | $6,267+392.2% | $5,403+470.9% |