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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,387 | $58,391+161.0% | $76,667+98.8% | $72,976+108.8% |
| Participation rate | 0.0% | 67.4%-67.4pp | 72.1%-72.1pp | 69.5%-69.5pp |
| Annual return | 18.97% | 2306.65%-2287.7pp | 1166.74%-1147.8pp | 81.02%-62.0pp |
| Employer contribution / active EE | $1,498 | $1,787-16.2% | $2,303-35.0% | $2,440-38.6% |
| Participant deferral / active EE | $9,920 | $2,690+268.7% | $3,336+197.4% | $3,608+175.0% |
| Admin fee / account holder | $28,856 | $4,014+618.8% | $6,423+349.2% | $5,124+463.1% |