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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,827 | $106,008+14.0% | $92,240+31.0% | $147,586-18.1% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 15.87% | 50.05%-34.2pp | 176.29%-160.4pp | 578.59%-562.7pp |
| Employer contribution / active EE | $12,801 | $4,333+195.4% | $3,680+247.9% | $4,876+162.5% |
| Participant deferral / active EE | $5,818 | $4,478+29.9% | $3,897+49.3% | $5,439+7.0% |
| Admin fee / account holder | $2,293 | $6,333-63.8% | $5,194-55.9% | $10,886-78.9% |