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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,167 | $73,988+74.6% | $96,538+33.8% | $75,177+71.8% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 6.87% | 26.73%-19.9pp | 35.74%-28.9pp | 160.75%-153.9pp |
| Employer contribution / active EE | $3,518 | $2,930+20.1% | $3,740-5.9% | $2,671+31.7% |
| Participant deferral / active EE | $8,597 | $3,660+134.9% | $4,880+76.2% | $4,126+108.3% |
| Admin fee / account holder | $3,257 | $5,220-37.6% | $6,737-51.7% | $5,651-42.4% |