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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,770 | $81,487+98.5% | $102,412+58.0% | $80,935+99.9% |
| Participation rate | 92.6% | 66.8%+25.8pp | 74.5%+18.1pp | 67.7%+24.9pp |
| Annual return | 26.12% | 25.60%+0.5pp | 24.94%+1.2pp | 35.66%-9.5pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $3,870-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $10,292 | $3,871+165.9% | $5,060+103.4% | $4,299+139.4% |
| Admin fee / account holder | $21,997 | $6,717+227.5% | $8,388+162.3% | $6,924+217.7% |