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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,242 | $105,864+30.6% | $90,162+53.3% | $147,585-6.3% |
| Participation rate | 85.7% | 79.7%+6.0pp | 76.9%+8.8pp | 82.8%+2.9pp |
| Annual return | 19.31% | 37.63%-18.3pp | 34.88%-15.6pp | 578.56%-559.3pp |
| Employer contribution / active EE | $1,635 | $4,126-60.4% | $3,318-50.7% | $4,876-66.5% |
| Participant deferral / active EE | $5,806 | $5,733+1.3% | $5,287+9.8% | $5,439+6.8% |
| Admin fee / account holder | $33,392 | $8,046+315.0% | $5,943+461.9% | $10,885+206.8% |