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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,227 | $105,145-6.6% | $94,664+3.8% | $139,466-29.6% |
| Participation rate | 66.7% | 82.4%-15.7pp | 80.8%-14.2pp | 80.3%-13.7pp |
| Annual return | 17.61% | 38.09%-20.5pp | 156.84%-139.2pp | 373.66%-356.1pp |
| Employer contribution / active EE | $1,214 | $4,107-70.4% | $3,673-66.9% | $4,754-74.5% |
| Participant deferral / active EE | $2,461 | $7,599-67.6% | $7,417-66.8% | $6,712-63.3% |
| Admin fee / account holder | $26,017 | $8,972+190.0% | $7,222+260.3% | $11,409+128.0% |