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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,839 | $124,175-9.1% | $108,405+4.1% | $167,536-32.6% |
| Participation rate | 55.6% | 82.3%-26.7pp | 80.1%-24.6pp | 82.1%-26.6pp |
| Annual return | 16.44% | 1380.13%-1363.7pp | 905.55%-889.1pp | 478.82%-462.4pp |
| Employer contribution / active EE | $783 | $4,188-81.3% | $3,559-78.0% | $4,839-83.8% |
| Participant deferral / active EE | $6,664 | $6,908-3.5% | $6,563+1.5% | $6,342+5.1% |
| Admin fee / account holder | $100,042 | $9,457+957.9% | $7,297+1271.1% | $12,315+712.4% |