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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $50,023 |
Service code 26 · EIN 26-0103189 | Advisory (Participants) | $22,312 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,119 | $105,198+276.5% | $159,455+148.4% | $85,856+361.4% |
| Participation rate | 92.1% | 75.8%+16.4pp | 82.8%+9.3pp | 69.3%+22.8pp |
| Annual return | 16.57% | 45.08%-28.5pp | 263.63%-247.1pp | 318.58%-302.0pp |
| Employer contribution / active EE | $8,408 | $3,319+153.4% | $4,830+74.1% | $2,565+227.8% |
| Participant deferral / active EE | $12,165 | $5,946+104.6% | $7,353+65.4% | $3,952+207.8% |
| Admin fee / account holder | $623 | $6,934-91.0% | $10,800-94.2% | $6,261-90.0% |