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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $30,505 |
RAND & ASSOCIATES1 year Service code 26 650 CALIFORNIA STREET · SAN FRANCISCO, CA 94108 | Advisory (Participants) | $13,502 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,693 | $76,551+159.6% | $123,894+60.4% | $62,881+216.0% |
| Participation rate | 97.8% | 73.0%+24.9pp | 81.4%+16.4pp | 69.3%+28.5pp |
| Annual return | 9.62% | 18.68%-9.1pp | 47.52%-37.9pp | 20.14%-10.5pp |
| Employer contribution / active EE | $7,194 | $2,882+149.6% | $4,617+55.8% | $2,281+215.4% |
| Participant deferral / active EE | $9,252 | $4,840+91.2% | $5,984+54.6% | $3,203+188.9% |
| Admin fee / account holder | $396 | $4,826-91.8% | $8,357-95.3% | $4,296-90.8% |