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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $34,247 |
RAND & ASSOCIATES2 years Service code 26 · EIN 45-1863482 | Advisory (Participants) | $11,220 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,572 | $85,766+185.2% | $136,298+79.4% | $70,126+248.8% |
| Participation rate | 98.9% | 74.2%+24.8pp | 81.9%+17.0pp | 69.5%+29.4pp |
| Annual return | 20.21% | 31.46%-11.2pp | 5156.27%-5136.1pp | 73.15%-52.9pp |
| Employer contribution / active EE | $8,133 | $2,966+174.2% | $4,696+73.2% | $2,343+247.2% |
| Participant deferral / active EE | $9,453 | $5,051+87.1% | $6,247+51.3% | $3,332+183.7% |
| Admin fee / account holder | $432 | $5,421-92.0% | $9,244-95.3% | $4,645-90.7% |