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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,549 | $184,014+119.8% | $161,149+151.0% | $138,895+191.3% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 13.77% | 21.52%-7.8pp | 21.16%-7.4pp | 145.39%-131.6pp |
| Employer contribution / active EE | $6,005 | $5,055+18.8% | $4,360+37.7% | $4,194+43.2% |
| Participant deferral / active EE | $5,764 | $6,909-16.6% | $6,153-6.3% | $6,396-9.9% |
| Admin fee / account holder | $18,369 | $18,027+1.9% | $15,194+20.9% | $12,562+46.2% |