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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,199 | $162,812+74.6% | $133,971+112.1% | $158,966+78.8% |
| Participation rate | 90.0% | 83.2%+6.8pp | 79.8%+10.2pp | 82.0%+8.0pp |
| Annual return | 15.42% | 41.94%-26.5pp | 45.09%-29.7pp | 302.95%-287.5pp |
| Employer contribution / active EE | $4,957 | $4,976-0.4% | $3,919+26.5% | $4,762+4.1% |
| Participant deferral / active EE | $4,481 | $5,910-24.2% | $5,047-11.2% | $5,983-25.1% |
| Admin fee / account holder | $6,708 | $11,741-42.9% | $8,929-24.9% | $11,250-40.4% |