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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,686 | $135,645+47.9% | $110,243+82.0% | $135,379+48.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.23% | 513.24%-518.5pp | 314.76%-320.0pp | 519.79%-525.0pp |
| Employer contribution / active EE | $6,841 | $4,907+39.4% | $3,827+78.8% | $4,779+43.1% |
| Participant deferral / active EE | $7,811 | $5,507+41.8% | $4,672+67.2% | $5,609+39.3% |
| Admin fee / account holder | $8,912 | $11,458-22.2% | $8,548+4.3% | $10,828-17.7% |