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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,029 | $63,346+168.4% | $92,240+84.3% | $70,126+142.5% |
| Participation rate | 91.1% | 68.7%+22.4pp | 76.5%+14.6pp | 69.5%+21.6pp |
| Annual return | 11.86% | 530.19%-518.3pp | 176.29%-164.4pp | 73.15%-61.3pp |
| Employer contribution / active EE | $3,318 | $2,471+34.3% | $3,680-9.8% | $2,343+41.7% |
| Participant deferral / active EE | $9,481 | $2,854+232.2% | $3,897+143.3% | $3,332+184.6% |
| Admin fee / account holder | $4,881 | $3,841+27.1% | $5,194-6.0% | $4,645+5.1% |