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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,950 | $65,367+129.4% | $92,915+61.4% | $72,976+105.5% |
| Participation rate | 79.2% | 68.3%+10.9pp | 76.0%+3.2pp | 69.5%+9.8pp |
| Annual return | 14.85% | 42.11%-27.3pp | 109.45%-94.6pp | 81.02%-66.2pp |
| Employer contribution / active EE | $5,024 | $2,594+93.7% | $3,653+37.5% | $2,440+105.9% |
| Participant deferral / active EE | $8,620 | $3,128+175.5% | $4,238+103.4% | $3,608+138.9% |
| Admin fee / account holder | $10,941 | $4,251+157.3% | $5,796+88.8% | $5,124+113.5% |