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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,765 | $72,273+122.4% | $101,275+58.7% | $79,856+101.3% |
| Participation rate | 75.4% | 68.5%+6.9pp | 75.8%-0.4pp | 69.6%+5.7pp |
| Annual return | 5.96% | 22.30%-16.3pp | 46.48%-40.5pp | 31.71%-25.8pp |
| Employer contribution / active EE | $3,697 | $2,691+37.4% | $3,660+1.0% | $2,471+49.6% |
| Participant deferral / active EE | $8,078 | $3,282+146.2% | $4,371+84.8% | $3,741+116.0% |
| Admin fee / account holder | $746 | $4,401-83.1% | $5,948-87.5% | $5,306-85.9% |