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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO. Service code 52 · EIN 84-0467907 | Indirect Investment Fees | $238,702 |
CAPFINANCIAL PARTNERS LLC4 years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 26 · EIN 26-0058143 | Advisory (Participants) | $167,394 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,964 | $101,653+226.6% | $147,080+125.7% | $74,459+345.8% |
| Participation rate | 95.9% | 75.6%+20.4pp | 82.2%+13.8pp | 67.2%+28.7pp |
| Annual return | 11.96% | 8754.98%-8743.0pp | 420.17%-408.2pp | 1369.70%-1357.7pp |
| Employer contribution / active EE | $16,082 | $3,813+321.7% | $4,933+226.0% | $2,626+512.4% |
| Participant deferral / active EE | $13,330 | $7,304+82.5% | $8,066+65.3% | $4,350+206.5% |
| Admin fee / account holder | $854 | $1,752-51.2% | $12,989-93.4% | $1,945-56.1% |