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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS. CO Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $105,139 |
GENOVESE BURFORD & BROTHERS2+ years Filed as: GENOVESE BURFORD & BROTHERS LLC Service code 26 · EIN 45-5146130 | Advisory (Participants) | $82,902 |
Filed as: MASSACHUSETTS MUTUAL LIFE INS.CO Service code 60 | Sub-TA Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,434 | $75,183+126.7% | $123,894+37.6% | $55,167+208.9% |
| Participation rate | 100.0% | 72.8%+27.2pp | 81.4%+18.6pp | 69.0%+31.0pp |
| Annual return | 8.09% | 19.01%-10.9pp | 47.52%-39.4pp | 169.23%-161.1pp |
| Employer contribution / active EE | $12,441 | $2,823+340.6% | $4,617+169.5% | $1,963+533.9% |
| Participant deferral / active EE | $8,587 | $5,084+68.9% | $5,984+43.5% | $3,054+181.1% |
| Admin fee / account holder | $361 | $663-45.5% | $8,357-95.7% | $504-28.3% |