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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INC. CO. Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $123,712 |
Service code 27 | Advisory (Plan) | $93,076 |
AMERICAN CENTURY1 year Service code 52 · EIN 43-1646043 | Indirect Investment Fees | $0 |
AMERICAN FUNDS1 year Service code 52 · EIN 95-1411037 | Indirect Investment Fees | $0 |
BLACKROCK1 year Filed as: BLACK ROCK Service code 52 · EIN 13-2949519 | Indirect Investment Fees | $0 |
BLACKROCK1 year Service code 52 | Indirect Investment Fees | $0 |
FRANKLIN TEMPLETON1 year Service code 52 · EIN 13-3151768 | Indirect Investment Fees | $0 |
Filed as: GENOVESE BURFORD AND BROTHERS Service code 26 · EIN 45-5146130 | Advisory (Participants) | $0 |
Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 52 | Indirect Investment Fees | $0 |
Service code 52 · EIN 04-3158862 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,044 | $80,753+172.5% | $136,297+61.4% | $62,293+253.2% |
| Participation rate | 100.0% | 73.5%+26.5pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 15.33% | 35.83%-20.5pp | 5156.19%-5140.9pp | 28.90%-13.6pp |
| Employer contribution / active EE | $11,593 | $2,884+302.0% | $4,696+146.9% | $2,042+467.7% |
| Participant deferral / active EE | $8,443 | $5,164+63.5% | $6,247+35.2% | $3,169+166.4% |
| Admin fee / account holder | $476 | $525-9.5% | $9,244-94.9% | $479-0.7% |