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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,600 | $99,053+188.3% | $88,179+223.9% | $138,895+105.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 16.28% | 78.17%-61.9pp | 64.97%-48.7pp | 145.39%-129.1pp |
| Employer contribution / active EE | $22,234 | $2,882+671.5% | $2,549+772.2% | $4,194+430.1% |
| Participant deferral / active EE | $13,808 | $5,225+164.3% | $4,614+199.3% | $6,396+115.9% |
| Admin fee / account holder | $5,604 | $8,748-35.9% | $7,673-27.0% | $12,562-55.4% |