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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,353 | $109,372+85.0% | $89,414+126.3% | $158,966+27.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 18.94% | 345.55%-326.6pp | 245.50%-226.6pp | 302.95%-284.0pp |
| Employer contribution / active EE | $11,668 | $3,171+267.9% | $2,586+351.1% | $4,762+145.0% |
| Participant deferral / active EE | $10,863 | $4,598+136.2% | $3,890+179.3% | $5,983+81.6% |
| Admin fee / account holder | $11,135 | $6,156+80.9% | $4,883+128.0% | $11,250-1.0% |