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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,748 | $104,937+58.9% | $84,628+97.0% | $152,897+9.1% |
| Participation rate | 92.9% | 74.8%+18.0pp | 68.2%+24.6pp | 82.5%+10.4pp |
| Annual return | 22.16% | 373.88%-351.7pp | 258.80%-236.6pp | 345.43%-323.3pp |
| Employer contribution / active EE | $10,525 | $3,303+218.6% | $2,653+296.7% | $4,764+121.0% |
| Participant deferral / active EE | $9,689 | $4,690+106.6% | $3,900+148.4% | $5,851+65.6% |
| Admin fee / account holder | $22,511 | $6,243+260.6% | $4,914+358.1% | $11,599+94.1% |