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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,848 | $149,679-70.0% | $117,039-61.7% | $147,586-69.6% |
| Participation rate | 81.8% | 83.5%-1.7pp | 77.2%+4.6pp | 82.8%-1.0pp |
| Annual return | 26.06% | 19.31%+6.7pp | 18.95%+7.1pp | 578.59%-552.5pp |
| Employer contribution / active EE | $1,716 | $4,937-65.2% | $3,785-54.7% | $4,876-64.8% |
| Participant deferral / active EE | $3,285 | $4,912-33.1% | $3,929-16.4% | $5,439-39.6% |
| Admin fee / account holder | $1,595 | $7,856-79.7% | $5,974-73.3% | $10,886-85.3% |