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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,349 | $127,096-69.0% | $105,736-62.8% | $135,380-70.9% |
| Participation rate | 83.3% | 82.7%+0.6pp | 76.3%+7.0pp | 82.6%+0.7pp |
| Annual return | -8.68% | 4.49%-13.2pp | 6.27%-14.9pp | 519.81%-528.5pp |
| Employer contribution / active EE | $1,690 | $4,107-58.8% | $3,268-48.3% | $4,779-64.6% |
| Participant deferral / active EE | $3,089 | $5,064-39.0% | $4,080-24.3% | $5,609-44.9% |
| Admin fee / account holder | $2,909 | $9,087-68.0% | $6,913-57.9% | $10,828-73.1% |