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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,520 | $155,840-53.5% | $124,694-41.8% | $167,553-56.7% |
| Participation rate | 90.5% | 81.1%+9.4pp | 74.6%+15.9pp | 82.1%+8.4pp |
| Annual return | 17.75% | 17.98%-0.2pp | 5144.82%-5127.1pp | 478.89%-461.1pp |
| Employer contribution / active EE | $1,917 | $4,165-54.0% | $3,325-42.3% | $4,840-60.4% |
| Participant deferral / active EE | $3,000 | $5,675-47.1% | $4,615-35.0% | $6,343-52.7% |
| Admin fee / account holder | $5,289 | $9,536-44.5% | $7,495-29.4% | $12,316-57.1% |