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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,212 | $81,358+78.5% | $155,556-6.6% | $80,959+79.4% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 12.15% | 33.39%-21.2pp | 64.84%-52.7pp | 35.67%-23.5pp |
| Employer contribution / active EE | $10,667 | $3,106+243.4% | $4,675+128.1% | $2,757+286.9% |
| Participant deferral / active EE | $6,458 | $3,455+86.9% | $5,631+14.7% | $4,300+50.2% |
| Admin fee / account holder | $4,134 | $7,994-48.3% | $15,885-74.0% | $6,925-40.3% |