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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,697 | $202,345-60.6% | $172,755-53.9% | $152,885-47.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.26% | 1029.77%-1008.5pp | 802.94%-781.7pp | 345.39%-324.1pp |
| Employer contribution / active EE | $9,638 | $5,858+64.5% | $5,144+87.3% | $4,763+102.3% |
| Participant deferral / active EE | $4,158 | $5,948-30.1% | $5,198-20.0% | $5,851-28.9% |
| Admin fee / account holder | $2,988 | $17,111-82.5% | $13,955-78.6% | $11,598-74.2% |