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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,282 | $124,346-82.9% | $111,308-80.9% | $167,536-87.3% |
| Participation rate | 91.7% | 79.6%+12.0pp | 77.3%+14.3pp | 82.1%+9.6pp |
| Annual return | 12.16% | 37.45%-25.3pp | 54.67%-42.5pp | 478.82%-466.7pp |
| Employer contribution / active EE | $1,729 | $3,437-49.7% | $2,732-36.7% | $4,839-64.3% |
| Participant deferral / active EE | $3,311 | $5,182-36.1% | $4,487-26.2% | $6,342-47.8% |
| Admin fee / account holder | $2,683 | $10,621-74.7% | $7,965-66.3% | $12,315-78.2% |