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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,511 | $112,131-84.4% | $95,964-81.8% | $158,982-89.0% |
| Participation rate | 92.3% | 79.0%+13.3pp | 77.1%+15.2pp | 82.0%+10.3pp |
| Annual return | 15.60% | 171.19%-155.6pp | 91.64%-76.0pp | 302.99%-287.4pp |
| Employer contribution / active EE | $1,605 | $3,199-49.8% | $2,541-36.9% | $4,763-66.3% |
| Participant deferral / active EE | $2,980 | $4,784-37.7% | $4,167-28.5% | $5,983-50.2% |
| Admin fee / account holder | $749 | $10,136-92.6% | $6,797-89.0% | $11,252-93.3% |