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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,106 | $98,240-89.7% | $82,312-87.7% | $147,586-93.2% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 11.08% | 30.85%-19.8pp | 25.88%-14.8pp | 578.59%-567.5pp |
| Employer contribution / active EE | $1,561 | $3,192-51.1% | $2,428-35.7% | $4,876-68.0% |
| Participant deferral / active EE | $1,794 | $4,383-59.1% | $3,706-51.6% | $5,439-67.0% |
| Admin fee / account holder | $2,600 | $8,563-69.6% | $5,608-53.6% | $10,886-76.1% |