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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,719 | $160,028+109.2% | $147,080+127.6% | $145,884+129.4% |
| Participation rate | 78.6% | 84.0%-5.5pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 14.17% | 98.60%-84.4pp | 420.17%-406.0pp | 551.85%-537.7pp |
| Employer contribution / active EE | $2,159 | $5,286-59.2% | $4,933-56.2% | $4,662-53.7% |
| Participant deferral / active EE | $9,945 | $8,422+18.1% | $8,066+23.3% | $6,690+48.7% |
| Admin fee / account holder | $70,751 | $15,030+370.7% | $12,989+444.7% | $13,392+428.3% |