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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,837 | $176,077+86.2% | $159,455+105.6% | $167,518+95.7% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 9.42% | 331.83%-322.4pp | 263.63%-254.2pp | 478.71%-469.3pp |
| Employer contribution / active EE | $6,085 | $5,298+14.9% | $4,830+26.0% | $4,838+25.8% |
| Participant deferral / active EE | $12,439 | $7,751+60.5% | $7,353+69.2% | $6,342+96.1% |
| Admin fee / account holder | $136,129 | $12,556+984.1% | $10,800+1160.4% | $12,312+1005.6% |