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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,999 | $106,524+90.6% | $152,301+33.3% | $87,485+132.0% |
| Participation rate | 82.4% | 75.8%+6.6pp | 82.4%-0.1pp | 68.9%+13.4pp |
| Annual return | 19.53% | 26.89%-7.4pp | 80.50%-61.0pp | 26.06%-6.5pp |
| Employer contribution / active EE | $3,176 | $3,371-5.8% | $4,624-31.3% | $2,596+22.3% |
| Participant deferral / active EE | $7,184 | $6,525+10.1% | $8,004-10.2% | $4,274+68.1% |
| Admin fee / account holder | $2,270 | $8,287-72.6% | $14,398-84.2% | $7,775-70.8% |