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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,860 | $89,370+12.9% | $141,197-28.6% | $72,976+38.2% |
| Participation rate | 89.3% | 75.1%+14.2pp | 82.5%+6.8pp | 69.5%+19.8pp |
| Annual return | 21.96% | 111.88%-89.9pp | 71.41%-49.4pp | 81.02%-59.1pp |
| Employer contribution / active EE | $3,327 | $3,115+6.8% | $4,736-29.8% | $2,440+36.3% |
| Participant deferral / active EE | $6,942 | $5,419+28.1% | $6,710+3.5% | $3,608+92.4% |
| Admin fee / account holder | $1,493 | $5,957-74.9% | $10,265-85.5% | $5,124-70.9% |