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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,408 | $102,429+69.3% | $147,096+17.9% | $80,925+114.3% |
| Participation rate | 83.3% | 75.9%+7.5pp | 82.2%+1.2pp | 67.7%+15.7pp |
| Annual return | 14.00% | 135.02%-121.0pp | 419.75%-405.7pp | 35.65%-21.6pp |
| Employer contribution / active EE | $3,549 | $3,716-4.5% | $4,936-28.1% | $2,756+28.7% |
| Participant deferral / active EE | $7,462 | $6,649+12.2% | $8,071-7.5% | $4,299+73.6% |
| Admin fee / account holder | $5,913 | $7,957-25.7% | $13,005-54.5% | $6,940-14.8% |