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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,746 | $93,598+47.2% | $135,974+1.3% | $75,173+83.2% |
| Participation rate | 86.7% | 75.2%+11.5pp | 81.9%+4.7pp | 67.2%+19.5pp |
| Annual return | 19.05% | 30.89%-11.8pp | 68.30%-49.3pp | 160.72%-141.7pp |
| Employer contribution / active EE | $3,361 | $3,538-5.0% | $4,859-30.8% | $2,671+25.8% |
| Participant deferral / active EE | $6,984 | $6,405+9.0% | $7,760-10.0% | $4,126+69.2% |
| Admin fee / account holder | $1,019 | $6,978-85.4% | $10,767-90.5% | $5,651-82.0% |