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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,999 | $107,421+89.0% | $182,262+11.4% | $94,015+115.9% |
| Participation rate | 82.4% | 77.8%+4.6pp | 84.2%-1.9pp | 70.8%+11.5pp |
| Annual return | 19.53% | 21.32%-1.8pp | 140.60%-121.1pp | 17.84%+1.7pp |
| Employer contribution / active EE | $3,176 | $3,448-7.9% | $5,046-37.1% | $2,790+13.8% |
| Participant deferral / active EE | $7,184 | $6,558+9.6% | $8,276-13.2% | $4,249+69.1% |
| Admin fee / account holder | $2,270 | $8,692-73.9% | $16,712-86.4% | $8,951-74.6% |