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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $4,350 |
ADP BROKER-DEALER4 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
MORGAN STANLEY SMITH BARNEY2 years Service code 49 10 W STATE STREET · GENEVA, IL 60134 | Other Services | $0 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 49 · EIN 26-4310632 | Other Services | $0 |
TD AMERITRADE, INC.4 years Service code 33 · EIN 82-0543156 | Securities brokerage; Distribution (1... | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,734 | $52,961-32.5% | $172,752-79.3% | $65,185-45.2% |
| Participation rate | 73.5% | 66.2%+7.3pp | 82.6%-9.1pp | 70.2%+3.3pp |
| Annual return | 21.39% | 30.12%-8.7pp | 802.97%-781.6pp | 29.38%-8.0pp |
| Employer contribution / active EE | $0 | $2,190-100.0% | $5,144-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $2,695 | $2,471+9.1% | $5,198-48.1% | $3,514-23.3% |
| Admin fee / account holder | $32 | $472-93.1% | $13,955-99.8% | $847-96.2% |