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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,207 | $52,678-67.3% | $75,784-77.3% | $59,633-71.1% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.8%+24.2pp | 68.7%+31.3pp |
| Annual return | -4.71% | 2.95%-7.7pp | 9.68%-14.4pp | 2041.45%-2046.2pp |
| Employer contribution / active EE | $3,137 | $2,193+43.0% | $3,323-5.6% | $2,203+42.4% |
| Participant deferral / active EE | $2,634 | $2,591+1.7% | $3,652-27.9% | $3,192-17.5% |
| Admin fee / account holder | $327 | $3,610-90.9% | $5,300-93.8% | $4,297-92.4% |