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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP9+ years Service code 12 · EIN 93-1253576 | Recordkeeping and information managem... | $41,500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,717 | $77,908-0.2% | $149,696-48.1% | $75,173+3.4% |
| Participation rate | 91.0% | 65.6%+25.4pp | 78.8%+12.2pp | 67.2%+23.8pp |
| Annual return | 16.43% | 31.73%-15.3pp | 134.46%-118.0pp | 160.72%-144.3pp |
| Employer contribution / active EE | $1,392 | $3,138-55.6% | $4,821-71.1% | $2,671-47.9% |
| Participant deferral / active EE | $4,493 | $3,411+31.7% | $5,682-20.9% | $4,126+8.9% |
| Admin fee / account holder | $395 | $5,950-93.4% | $13,212-97.0% | $5,651-93.0% |