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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP6+ years Service code 12 · EIN 93-1253576 | Recordkeeping and information managem... | $48,974 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB Service code 10 · EIN 42-1558009 | Accounting | $6,436 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,477 | $91,198+26.6% | $178,503-35.3% | $79,856+44.6% |
| Participation rate | 88.9% | 69.2%+19.7pp | 81.9%+7.0pp | 69.6%+19.2pp |
| Annual return | 15.08% | 24.20%-9.1pp | 151.12%-136.0pp | 31.71%-16.6pp |
| Employer contribution / active EE | $568 | $3,257-82.6% | $5,011-88.7% | $2,471-77.0% |
| Participant deferral / active EE | $6,128 | $3,237+89.3% | $5,202+17.8% | $3,741+63.8% |
| Admin fee / account holder | $542 | $6,748-92.0% | $13,987-96.1% | $5,306-89.8% |