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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP3+ years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Custodi... | $47,564 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB Service code 10 · EIN 42-1558009 | Accounting | $6,696 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,313 | $84,236+23.8% | $170,435-38.8% | $70,126+48.8% |
| Participation rate | 82.5% | 70.8%+11.7pp | 83.6%-1.1pp | 69.5%+13.0pp |
| Annual return | 13.59% | 23.06%-9.5pp | 205.94%-192.3pp | 73.15%-59.6pp |
| Employer contribution / active EE | $1,241 | $3,387-63.3% | $5,432-77.1% | $2,343-47.0% |
| Participant deferral / active EE | $5,810 | $3,086+88.3% | $4,939+17.6% | $3,332+74.4% |
| Admin fee / account holder | $566 | $5,698-90.1% | $13,881-95.9% | $4,645-87.8% |