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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,367 | $78,694+91.1% | $67,652+122.3% | $125,389+19.9% |
| Participation rate | 66.7% | 78.8%-12.1pp | 75.7%-9.0pp | 83.2%-16.5pp |
| Annual return | 1.15% | 9.46%-8.3pp | 6625.40%-6624.2pp | 282.24%-281.1pp |
| Employer contribution / active EE | $1,180 | $3,044-61.2% | $2,266-47.9% | $4,866-75.8% |
| Participant deferral / active EE | $4,248 | $4,292-1.0% | $3,560+19.3% | $5,352-20.6% |
| Admin fee / account holder | $11,315 | $7,403+52.9% | $4,821+134.7% | $9,541+18.6% |